This information is used to generate an Initial Damage Assessment - Business Losses (EM40-A REV.9/90)
form required by the Federal Emergency Management Agency (FEMA) for emergency assistance.
 

Field Name
Rec_num
Explanation
Each row of information entered has a unique ID number based on date and record number. For example, the first record entered on
May 4, 1999, will have a rec_num = 050419991. The fifth record entered on the same day will have a rec_num value of
050419995. This number is automatically generated by the application.

Field Name
Pid
Explanation
Pid represents the parcel (or property) identification. This is one of the four values that will be populated automatically from the user's  parcel database. It represents a unique identification number that usually comes from a land records, or tax assessor's database

Field Name
Address
Explanation
Address represents the street address of the assessed property. This is one of the four values that will be populated automatically from the user's  parcel shapefile.

Field Name
Landuse
Explanation
Landuse represents codes classifying a property.  This field is numeric but typically will represent classifications such as retail,
warehouse, and residential. This is one of the four values that will be populated automatically from the user's  parcel shapefile.

Field Name
Rcn
Explanation
Rcn is an abbreviation for  Replacement Cost New. Rcn represents the monetary value of the structure. This is one of the four values that will be populated automatically  from the user's  parcel database. If the property value is not in the database the user will be informed of this and will be given the option to enter a value, if unknown the system will automatically code the rcn value -9999.
 

Field Name
Bus_name
Explanation
Bus_name is the name of the business. This information is entered by the damage assessor.

Field Name
Telephone
Explanation
Telephone is the telephone number of the business. This information is entered by the damage assessor.

Field Name
Rent_own
Explanation
The Status field will indicate whether the home was owned or rented. This information must be entered by the damage assessor.
The choices are rent, own, or non-applicable. This information is entered by the damage assessor.

Field Name
Numdaysout
Explanation
Numdaysout represents estimated number of days that the business will be inoperable as a result of the incident. If information is not readily available, give the best estimate. This information is entered by the damage assessor.

Field Name
Num_employ
Explanation
Num_employ contains the number of people employed at this business. If information is not readily available, give the best estimate. This information is entered by the damage assessor.

Field Name
Num_emp_ui
Explanation
Num_emp_ui contains number of employees covered by unemployment

insurance. If information not readily available, give best estimate. This information is entered by the damage assessor.

Field Name
Fmv_land
Explanation
Fmv_land is the fair market value for the land. This field contains the total replacement cost or fair market value of the land. This information can be obtained from the business owner or from tax records. This information is entered by the damage assessor.

Field Name
Fmv_contns
Explanation
Fmv_contns is the fair market value for the contents. This field contains the total replacement cost or fair market value of the contents. This information can be obtained from the business owner or from tax records. This information is entered by the damage assessor.
 

Field Name
Edl_Land
Explanation
Edl_Land field contains the estimated dollar loss for the land (property) incurred as a result of the incident. This information is entered by the damage assessor.
 

Field Name
Edl_struct
Explanation
Edl_struct field  contains the estimated dollar loss for the structure incurred as a result of the incident. This information is entered by the damage assessor.

Field Name
Edl_contns
Explanation
Edl_contns field contains the estimated dollar loss for the contents of the structure  incurred as a result of the incident. Include losses to inventory, equipment, furnishings, etc. This information is entered by the damage assessor.
 

Field Name
Ins_land
Explanation
Ins_land field represents the dollar amount of insurance coverage for the land. This information is entered by the damage assessor.

Field Name
Ins_struct
Explanation
Ins_struct field represents the dollar amount of insurance coverage for the structure. This information is entered by the damage assessor.
 

Field Name
Ins_contns
Explanation
Ins_contns field represents the dollar amount of insurance coverage for the structure. This information is entered by the damage assessor.

Field Name
Unins_loss
Explanation
Unins_loss  is a field representing the percent of uninsured loss to the value of the business.
The Unins_loss percentage is calculated by subtracting the sum of the insurance amount (ins_struct, ins_contns, ins_land) from the estimated sum of the dollar losses of land, structure, and contents (edl_land, edl_struct, edl_contns) and dividing this number by the sum of fmv_land, fmv_struct, and fmv_contns.

Example:
total fmv =  fmv_land  +  fmv_struct  + fmv_contns
total estimated dollar loss  =  edl_land + edl_struct + edl_contns
total insurance coverage = ins_land + ins_struct + ins_contns

Unins loss = [ (total estimated dollar loss - total insurance coverage) /  total fmv ] * 100

-9999 will be entered for unins_loss if the column representing replacement cost (total fmv) or total estimated dollar loss, equals zero.
-9999 will be entered for unins_loss if any of the values comprising total fmv, total estimated dollar loss, or total insurance coverage are entered as unknown (-9999).